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LIC Jeevan Anand Plan and advantages - Call us at 9972660645

Jeevan Anand is one of the popular plan from LIC (Life Insurance Corporation.).

LIC's Jeevan Anand is a With Profit assurance plan.

The plan is a combination of the Whole Life Plan and the most popular Endowment Assurance Plan.

Jeevan Anand Policy provides pre-decided Sum Assured and bonuses at the end of the stipulated premium paying term, but the risk cover on the life continues till death.

Salient Features


Under the plan, premiums are limited to the term chosen and benefits are payable on the date of maturity. But the insurance cover on the life assured continues till death, like a whole life policy.

Bonus accrues during the premium paying term and is payable at the end of the premium paying term or on earlier death along with Final Additional Bonus.

No Bonus is paid on death after the premium paying term.

Double Accident Benefit is available during the premium paying term and thereafter up to age 70 where in additional sum assured is payable on death due to an accident. This benefit is built in and no additional premium needs to be paid.

LIC Samridhi Plus - Plan 804 - Call at 9972660645


Samridhi Plus (Table No.804) is a new ULIP plan which offers Highest NAV of 1st 100 months or fund value whichever is higher.

Samridhi Plus features at glance:

Handsome returns even during high volatility of stock market.
Safe Investment with medium risk.
Attractive Guaranteed highest NAV recorded on a daily basis over the first 100 months ( 8yrs & 4 months) of the policy.
Single Premium Facility also available for one time investors.
Short term policy with flexibility of premium payment for 5 years also available.
Close-ended policy plan available for 3 months only from 27th February.
Tax benefit under section 80C & 10(10D).
Lock in period is 5 years only.
No Exit charges.
Partial withdrawals allowed after 5 years ( twice in a policy year).
Facility to pay premiums under Single/yearly/Half Yearly/Quarterly/Monthly/ECS.
Plan available for ages8 yrs to 65.
Accident benefit rider available @ Rs.0.50%.
All female categories are allowed.

Past performance may not be indicative of future performance.

Min Premium:
Yearly Premium: Rs.15000/-,
Half Yearly: Rs.8,000/-
Quarterly: Rs.4,000/-
ECS Monthly Rs.1500/-
Min. Single Premium: Rs.30,000/-

Maximum premium:
Single Premium: No Limit
Regular Premium: 1 lac p.a.

Premium paying term:
5yrs or single premium

On Maturity
Fund value based on the highest NAV of the first 100 months of the policy of the NAV applicable at the end of the policy, Whichever is higher.

Before Maturity :
Partical withdrawal after 5 years.

On Death :
Sum Assured under basic plan or NAV whichever is higher at the date of booking the liability.

Accident Benefit :
On accidental death during the term of the policy, a sum equal to the accident benefit Sum Assured will become payable if opted and is in force.

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